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IDENTIFICATION OF VARIOUS INHIBITING FACTORS IMPLEMENTATION OF NATIONAL PAYMENT GATEWAY IN BANKING CORPORATION
Wahyu Sardjono, Astari Retnowardhani, Erna Selviyanti, Candra Wijaya, Aninda Rahmasari

Last modified: 2021-06-14

Abstract


Banking companies have the main task of effectively and efficiently maintaining the stability of the rupiah value. In order to carry out this task and build strong sovereignty for the Indonesian economic system in the future, Bank Indonesia in 2017 has established a National Payment Gateway policy through the Regulation of Members of the Board of Governors No. 19/10 / PADG / 2017 dated 20 September 2017 concerning National Payment Gateway (NPG). The application of NPG is part of Indonesia's nationalist development strategy, therefore banking companies have a very strategic role in implementing this policy. This paper will analyze the various inhibiting factors faced by banking companies in implementing the National Payment Gateway policy. The results obtained from the research are the identification of various inhibiting factors in the implementation of the NPG and development solutions to overcome the inhibiting factors for implementing the NPG. The theoretical approach used is Porter's resource-based and value chain view theory.

 


Keywords


National Development Strategy, National Payment System National Payment Gateway, Resource-based view, Value Chain